Buy A home

We need a down payment up front, which will be deducted from the purchase price when you finally close on the property. In general, your down payment will range from 3 to 10% of the total cost, depending on the house and your unique circumstances.

The most crucial requirement is your dedication to working hard with us to change from being a home renter to a home purchase before the conclusion of the lease term.

Please contact us without hesitation if you have questions about our program despite having a low credit score.

Unfortunately, not at all. If we know you won’t be eligible to buy at the conclusion of the renting time, it wouldn’t be fair for us to place you in a property and require rent payments from you.

We don’t impose any commissions or other fees because we aren’t real estate agents.

However, you must put down 3–10% of the purchase price, which will be fully applied to your ultimate purchase price at closing, just like everyone else buying a home.

In addition to this, you’ll pay rent on a regular monthly basis and other expenses related to property ownership.

They don’t, though. However, think at it this way: you’re already paying rent elsewhere.

At least with a lease-to-own home, you are guaranteed that these payments will eventually be repaid and will enable you to get the house you want now.

This rarely occurs because we only enroll people in the program if we are 99.99% confident they will be eligible for a mortgage loan at the end of the lease period.

If this happens, which is extremely uncommon, we might be able to extend your lease if we are certain that you need a little more time to get eligible for a mortgage loan.

The length of the rental period is determined by our mortgage adviser and third-party credit consulting agency. However, in most cases, we can get you to the point where you can buy in anywhere from 12 to 24 months.

This program is for anyone who wants to buy a house but is currently ineligible for a mortgage loan.

Most importantly, this program is for those who are prepared to put in the time and effort necessary to repair their credit in order to be eligible for a loan to purchase a home.

As an alternative, this approach is ideal for someone who is now eligible for a loan but simply needs a few more months or years to save up for a down payment, obtain better loan conditions, or “season” themselves in the eyes of the lender.

This program is not for those looking for a quick fix or who don’t want to put in the time and effort to make things right.